This website Bank of Stressed Assets , including any subdomains thereof, and any other websites through which its services are made available, our mobile, tablet and other smart device applications, and application program interfaces etc, , (hereinafter collectively referred to as "Bank of Stressed Assets") is owned, hosted and operated by AAA Capital Services Private Ltd. (a company incorporated in India under the Companies Act, 1956 and having its registered office at [B-143-144, LGF, Lajpat Nagar-I, New Delhi, Delhi] - 110024. These terms and conditions, privacy policy and community guidelines regulating use of these Services constitute a legally binding agreement between Bank of Stressed Assets and the User (the “Agreement”).

Bank of Stressed Assets and/or any other website(s) linked to this website is an online information and communications service provided to you, subject to your compliance with the terms and conditions set forth below.

BANK OF STRESSED ASSETS may amend/modify these terms and conditions at any time, and such modifications shall be effective immediately upon posting of the modified terms and conditions on Bank of Stressed Assets. You may review the modified terms and conditions periodically to be aware of such modifications and your continued access or use of Bank of Stressed Assets, shall be deemed conclusive proof of your acceptance of these terms and conditions, as amended/modified from time to time. BANK OF STRESSED ASSETS may also suspend the operation of Bank of Stressed Assets for support or technical upgradation, maintenance work, in order to update the content or for any other reason.

If you utilize Bank of Stressed Assets in a manner inconsistent with these terms and conditions, BANK OF STRESSED ASSETS may terminate your access, block your future access and/or seek such additional relief as the circumstances of your misuse may be deemed to be fit and proper.

A 'User' refers to any individual or legal entity that has registered for access to the services provided by the Bank of Stressed Assets. This access is granted through the creation of a user account, whether on a paid or free basis, and is secured with a unique username and password. It is made abundantly clear that only the authorized User has the right to access the Services so offered by Bank of Stressed Assets.

The term Browser/Visitor will mean and include a person who utilizes any of the Services offered by Bank of Stressed Assets, without the need or a requirement to create an account i.e. visits non-restricted portions of Bank of Stressed Assets.

The use and access to Bank of Stressed Assets shall be subject to these terms and conditions and community guidelines. For the purposes of this Agreement, any person who does not have a legal or a contractual right to access the Services, but does so, will fall within the definition of an 'unauthorized user' and will nevertheless be subject to the terms and conditions regulating the usage of Bank of Stressed Assets, and expressly so with respect to respecting the intellectual property rights of the BANK OF STRESSED ASSETS, and abiding by terms and conditions below mentioned.

The terms 'Service' or 'Services' would mean to include the interactive online information service offered by Bank of Stressed Assets on the internet through which the user may access information carried by Bank of Stressed Assets in the database maintained by it. The terms would also include to mean the search tools through which the User can search through the hosted databases and information using a number of search tools that are present with a selection matching their search criteria. The term would also include services by way of space used by customers for advertisements such as listings and banners. Users then select one or more of the items presented to view the full document/ record. The term Service does not extend to Bank of Stressed Assets acting as an agent either express or implied on behalf of any User/Customer and is merely acting as a medium of information exchange.

User agrees not to submit any property descriptions, photographs, financial, contact or other information contained in each property's data to Bank of Stressed Assets unless the User submitting such a Listing/Advertisement has acquired and received all necessary rights and authorizations from the owner of such property or the power-of-attorney holder, including from the photographer and/or copyright owner of any photographs, to publish and advertise the said Property(s) on the User's website or on Bank of Stressed Assets. Similarly, Bank of Stressed Assets does not claim ownership, directly or indirectly, of any content displayed on its website by users who have created their accounts and uploaded their property. The content, including banners and images, is provided by these users for the use of advertising space on our platform. We do not independently verify the authenticity or compliance of these images or listings with any applicable laws. The responsibility for the content lies with the users, as it is in the nature of providing advertising space. The User shall disclose all material factual information regarding the property being advertised, its correct dimensions, and all such property(s) submitted, including the present status and nature of such property. The User shall also disclose whether the property is free from all encumbrances or not. The User in addition shall furnish a brief background of such property in respect of title, ownership and possession, BANK OF STRESSED ASSETS may also require the User to support his/her claims with respect to the status of the property with such documents as may be specified by it from time to time. BANK OF STRESSED ASSETS may, at its sole discretion but without any obligation to, search for such and remove properties that are alleged to have been submitted in violation of this provision. In addition, BANK OF STRESSED ASSETS may require additional evidence of compliance with this provision from Users who are alleged to have submitted properties or other information/data in violation of these terms and conditions. BANK OF STRESSED ASSETS will, in its sole discretion, terminate the accounts of, and refuse Service to, any User who repeatedly or intentionally violates these terms and conditions. Additionally, the User agrees to allow the Property listing, or any part of it, to be searched, displayed, accessed, downloaded, copied, and otherwise referred to by users of the User's website or the Bank of Stressed Assets website. BANK OF STRESSED ASSETS shall have the sole authority to choose the manner in which any Property or any assets will be searchable, displayed, accessed, downloaded, copied, and otherwise used on Bank of Stressed Assets and BANK OF STRESSED ASSETS shall have the right to modify the property listing in the exercise of its rights under these terms and conditions.

BANK OF STRESSED ASSETS reserves, in a manner consistent with reasonable commercial business practices, the right to remove all or any part of the Properties posted on the User's website or on Bank of Stressed Assets without notice. BANK OF STRESSED ASSETS accepts no responsibility for checking/verifying the accuracy of reports or data files submitted by the User. While BANK OF STRESSED ASSETS shall take all reasonable efforts for data backup and business resumption, the User will be solely responsible for retaining back-up copies of all information, photographs and other materials furnished/submitted to Bank of Stressed Assets.

Users, who are buying or selling properties or assets through Bank of Stressed Assets, must verify details the property/properties/assets as well as its right, title, ownership, lien etc. on their own.

Payments for the Services offered by Bank of Stressed Assets shall be on a 100% advance basis. The payment for Service once subscribed to by the subscriber is not refundable and any amount paid shall stand appropriated. BANK OF STRESSED ASSETS offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the Users card/bank accounts. User acknowledges and agrees that Bank of Stressed Assets, at its sole discretion and without prejudice to other rights and remedies that it may have under the applicable laws, shall be entitled to set off the amount paid or payable by a subscriber/user against any amount(s) payable by User to BANK OF STRESSED ASSETS under any other agreement or commercial relationship towards other products/services. Bank of Stressed Assets gives no guarantees of server uptime or applications working properly. All is on a best effort basis and liability is limited to refund of amount only. Bank of Stressed Assets undertakes no liability for free Services. Bank of Stressed Assets reserves its right to amend / alter or change all or any disclaimers or terms of agreements at any time without any prior notice. All terms / disclaimers whether specifically mentioned or not shall be deemed to be included if any reference is made to them.

Bank of Stressed Assets uses the maximum care as is possible to ensure that all or any data / information in respect of electronic transfer of money does not fall in the wrong hands. For completing online transactions involving payments a user is directed to a Payment Gateway, Bank of Stressed Assets does not store or keep credit card data. Since the transaction happens on a third-party network not controlled by Bank of Stressed Assets, once a credit card transaction has been completed, the payment information is not accessible to anyone at Bank of Stressed Assets after completion of the on-line transaction at the Payment Gateway, this ensures the maximum security.

Bank of Stressed Assets shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user's account and / or information relating to or regarding online transactions using credit cards / debit cards and / or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise.

Though BANK OF STRESSED ASSETS payment reconciliation team works on a 24 x 7 basis, BANK OF STRESSED ASSETS offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the Users card/bank accounts. This is on account of the multiplicity of organizations involved in processing of online transactions, the problems with Internet infrastructure currently available and working days/holidays of financial institutions. Refunds in the event of wrong/objectionable property content being posted on the site would be at the discretion of Bank of Stressed Assets.

If you utilize Bank of Stressed Assets in a manner inconsistent with these terms and conditions, BANK OF STRESSED ASSETS may terminate your access, block your future access and/or seek such additional relief as the circumstances of your misuse may be deemed to be fit and proper.

By making a payment, the user authorizes Bank of Stressed Assets to handle, receive, and disburse funds based on the payment instructions provided by the user. This authorization is for the purpose of transferring money to the specified beneficiary, as directed by the user. If a transaction is impacted due to incomplete or incorrect details provided by the user, Bank of Stressed Assets reserves the right to deduct any applicable service charges, processing fees, or other incurred fees related to the transaction processing. Bank of Stressed Assets or its affiliates and employees shall not be responsible for any incorrect/unintended transaction, in any form or manner. Bank of Stressed Assets may, depending on the security or financial risk associated with the transaction, delay, suspend or reject a transaction.

The amount of a transaction may be charged back (hereinafter referred as “Chargeback”) if the transaction is disputed, reversed or not authorized, is unlawful or not in accordance with these terms (e.g. the holder of the payment instrument used for initiating the transaction raises a dispute). In case of a Chargeback, User shall immediately pay any amount owed, including additional fines or penalties levied in this regard by the payment gateway or issuer. User agrees to provide complete assistance in the event of any investigation in this regard.

User agrees to treat all information obtained from the Service, including listings, member directory, and any information otherwise made available to User in the Service ("Content") as proprietary to Bank of Stressed Assets. User agrees that Content reserved for members will be maintained as confidential and shall be protected as a trade secret of Bank of Stressed Assets. Bank of Stressed Assets does not ensure the accuracy of, endorse or recommend any Content and a User uses such Content at the User's own risk. A User may access the listings/advertisements in the Service solely to obtain initial information from which further evaluation and investigation may commence. User shall limit access to and use of listings to personal and internal use, and shall not use listings obtained from the Service for further distribution, publication, public display, or preparation of derivative works or facilitate any of these activities in any way.

User shall not use or reproduce any Content that is obtained from the Service, or that is otherwise made available to User in the Service, for or in connection with any other listing/advertising Service or device. User further shall not use the Service provided by the company in any other manner for or in connection with any other listing Service or device. Users violating these specific terms, specifically those Users searching the Service in an abusive or excessive manner, by automated or manual means, shall be subject to immediate termination of their membership without notice.

All logos, brands, trademarks and Service marks ("Marks") appearing in Bank of Stressed Assets are the properties either owned or used under license by BANK OF STRESSED ASSETS and / or its associates. All rights accruing from the same, statutory or otherwise, wholly vest with BANK OF STRESSED ASSETS / its associates. The access to Bank of Stressed Assets does not confer upon the User any license or right to use in respect of these Marks and therefore the use of these Marks in any form or manner, whatsoever is strictly prohibited. Any violation of the above would constitute an offence under the prevailing laws of India.

BANK OF STRESSED ASSETS respects the Intellectual Property Rights of all, it has and will continue to adhere to all the laws applicable in India in this respect. BANK OF STRESSED ASSETS shall protect and respect the Intellectual Property Rights of the users as well as third parties to the best of its ability. In a case where a User(s) are found to be using Bank of Stressed Assets as a platform to infringe the Intellectual Property Rights of others, BANK OF STRESSED ASSETS will be free to terminate this Agreement forthwith without any notice to the user.

By allowing Users to access Bank of Stressed Assets, BANK OF STRESSED ASSETS grants the Users a limited, non-exclusive, non-assignable, revocable license (the "License") to access and use the Services, provided that the User is in compliance with the terms and conditions of the Agreement.

1. The following actions will inter alia constitute a misuse of Bank of Stressed Assets and are strictly prohibited:
1. Copying, extracting, downloading, sharing, modifying, selling, storing, distributing, making derivate works from or otherwise exploiting any content, data, information, including profiles, personal details, photographs and/or graphics, available on Bank of Stressed Assets and/or any services or products of the BANK OF STRESSED ASSETS, in any manner or for any purpose which is not, consistent with in accordance with the Terms of Use.

   Users are expressly prohibited from using or exploiting Bank of Stressed Assets and/or any content or data provided therein for:

   • Any commercial purposes such as creating alternate databases, extending access to Bank of Stressed Assets to third parties without prior written consent of the BANK OF STRESSED ASSETS.
   • Undertaking any business activity which is in competition with the business of BANK OF STRESSED ASSETS.
   • Sharing access with persons who are not contracted with the BANK OF STRESSED ASSETS.
   • Reselling the products/services offered by the BANK OF STRESSED ASSETS.
2. (Using or attempting to use any automated program, software or system or any similar or equivalent process (including spiders, robots, crawlers etc.) to access, navigate, search, copy, monitor, download, scrape, crawl or otherwise extract in any manner, any data or content including but not limited to adding or downloading profiles, contact details, or send or redirect messages from Bank of Stressed Assets.
3. Gaining or attempting to gain unauthorized access (inter alia by hacking, password “mining” or any other means) to:
   1. any portion or feature of Bank of Stressed Assets or any of the services or products offered on or through Bank of Stressed Assets which are not intended for you.
   2. any server, website, program or computer systems of the BANK OF STRESSED ASSETS or any other third parties and/or Users.
   3. Modifying the services provided through Bank of Stressed Assets or their appearance using any technology or overlay any additional offering on top of such services or simulate Bank of Stressed Assets services or its functions in any manner whatsoever without explicit consent obtained in writing by approach us at bankofstressedassets@gmail.com
   4. Accessing Bank of Stressed Assets through interfaces other than those expressly provided by BANK OF STRESSED ASSETS.
   5. Attempting to breach or breaching any security or authentication measures set up by the BANK OF STRESSED ASSETS in relation to Bank of Stressed Assets and/or attempting to probe, scan or test the vulnerability of the BANK OF STRESSED ASSETS’s system or network.
   6. Scraping, downloading (including bulk- downloading), replicating or otherwise extracting any information or data from Bank of Stressed Assets (by any process, whether automatic or manual) to offer any products or services which are similar to or may in any manner compete with the products or services of the BANK OF STRESSED ASSETS.
   7. Reverse engineering, decompiling, disassembling, deciphering or otherwise attempting to do any of the aforesaid or deriving the source code for the Site or Application or any related technology or any part thereof.
   8. Circumventing or attempting to circumvent any technological protections used or employed by the BANK OF STRESSED ASSETS or by any third party in order to protect the content on Bank of Stressed Assets and/or to exclude robots, spiders etc. from crawling and /or scraping content from Bank of Stressed Assets.
   9. Interfering with or disrupting or attempting to interfere with or disrupt (including by using any device, software or routine), the use of Bank of Stressed Assets or any computer networks connected to Bank of Stressed Assets, by any other User
   10. Developing, using or attempting to use any automated program, scripts, robots, third party software or system or any similar or equivalent process (including spiders, robots, crawlers, browser plug-ins/extensions/add-ons, iframes on third party sites, mirroring, HTML parsers etc.) to access, navigate, search, copy, monitor, download, scrape, crawl or otherwise extract or modify in any manner, any data or content from Bank of Stressed Assets without explicit consent obtained in writing by approach us at bankofstressedassets@gmail.com
   11. Impersonating any other person or entity, or making any misrepresentation as to your employment by or affiliation with any person or entity.
   12. Forging headers or in any manner manipulating identifiers in order to disguise the origin of any user information.
   13. Stalking, threatening, or in any manner harassing any other User.
   14. Engaging in “framing,” “mirroring,” or otherwise simulating the appearance or function of Bank of Stressed Assets (or any part thereof) and providing deep links into Bank of Stressed Assets (or any part thereof) without prior permission of BANK OF STRESSED ASSETS
   15. Spamming Bank of Stressed Assets/BANK OF STRESSED ASSETS or any other Users including by uploading, posting, emailing, SMS, transmitting or otherwise making available either directly or indirectly, any unsolicited bulk e-mail or unsolicited commercial e-mail.
   16. Hosting, modifying, uploading, posting, transmitting, publishing, or distributing any material or information that:
       • Violates any applicable local, provincial, state, national or international law, statute, ordinance, rule or regulation for the time being in force;
       • Belongs to another person and to which you have no right;
       • Infringes, breaches or otherwise contravenes the rights of the BANK OF STRESSED ASSETS or any third party, including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights;
       • Contains computer viruses, or other computer code, files or programs designed to disrupt, destroy or interfere with or limit the functioning of Bank of Stressed Assets, or any other computer system or resource;
       • Is grossly harmful, harassing, invasive of another's privacy including bodily privacy, hateful, disparaging, relating to or encouraging money laundering or gambling in any manner, any content which is or may potentially be perceived as being harmful, threatening, abusive, harassing basis of gender, libelous, blasphemous, vulgar, pornographic, pedophilic, obscene, or racially, ethnically, promoting enmity between different groups on the grounds of religion or caste with the intent to incite violence or otherwise unlawful in any manner whatsoever;
       • Which constitutes or encourages conduct that would constitute a criminal offence, give rise to other liability, or otherwise violate applicable law;
       • That deceives or misleads the addressee about the origin of such messages or communicates any Misinformation or information which is grossly offensive or menacing in nature;
       • That harms minors in any way;
       • That threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting to any other nation.

1. Copy and distribute this information on any other server, or modify or re-use information, text, graphics, sound, etc. on Bank of Stressed Assets to any other system. No reproduction of any part of Bank of Stressed Assets may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or Bank of Stressed Assets, whether in hard copy or electronic format, including postings to any other Bank of Stressed Assets; or

2. Remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from Bank of Stressed Assets or link to Bank of Stressed Assets, without our express written consent.

Violations of system or network security may result in civil or criminal liability.

THE CONTENT OF Bank of Stressed Assets IS PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED.

BANK OF STRESSED ASSETS and third party providing materials, services or content to this website, disclaims all warranties, express or implied, statutory or otherwise including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement of third party rights, completeness or accuracy of the information, update or correctness of the information, freedom from computer viruses, other violation of rights regarding services, products, material and contents of Bank of Stressed Assets.

Views expressed by the Users are their own, BANK OF STRESSED ASSETS does not endorse the same and shall not be responsible for them. No claim as to the accuracy and correctness of the information on the site is made although every attempt is made to ensure that the content is not misleading/ offensive/ inappropriate. In case any inaccuracy is or otherwise improper content is sighted on the website, please report it to report abuse.

It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, Services, real estate and other related information listed on the website. BANK OF STRESSED ASSETS does not warrant that the access to website will be uninterrupted or error-free or that defects in website will be corrected.

BANK OF STRESSED ASSETS offers no guarantee no warrantees that there would be satisfactory response or any response at all, once the listing/banner is put on display. Any payments made to BANK OF STRESSED ASSETS/Bank of Stressed Assets are solely for the purposes of display of the property advertised.

No information contained herein shall constitute an invitation or an offer to invest in BANK OF STRESSED ASSETS or any of its Affiliates. Further, nothing contained in Bank of Stressed Assets should be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and BANK OF STRESSED ASSETS makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise.

Bank of Stressed Assets is controlled and operated from India and BANK OF STRESSED ASSETS makes no representation that the materials are appropriate or will be available for use in other parts of the World. If you use Bank of Stressed Assets from outside India, you are entirely responsible for compliance with all applicable local laws as well as international conventions and treaties.

BANK OF STRESSED ASSETS will not be liable for any damages of any kind arising out of or relating to the use or the inability to use Bank of Stressed Assets, its content or links, including but not limited to damages caused by or related to errors, omissions, interruptions, defects, delay in operation or transmission, computer virus, line failure and all other direct, indirect, special, incidental, punitive, loss of profit, exemplary or consequential damages whether based on warranty, contract, tort or any other legal theory including Force Majeure, and whether or not, such organizations or entities were intimated or advised of the possibility of such damages.

BANK OF STRESSED ASSETS assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft or destruction or unauthorized access to or alteration of User's data/information. BANK OF STRESSED ASSETS shall not be responsible for any problem or technical malfunction on-line-systems, servers or providers, computer equipment, software, failure of e-mail or players on account of technical problem or traffic congestion on the Internet or at any website or combination thereof, including injury or damage to any User and/or Members or to any other person's computer related to or resulting from participating or downloading materials/information from the website.

For the purposes of the Consumer Protection Act, 2019 (CPA), the term Consumer will be limited to paid Customers who have not subscribed to Bank of Stressed Assets for purposes of commercial gain (business purposes) and their intent to utilize the services for individual use only.

Unless stated otherwise, our primary responsibility as BANK OF STRESSED ASSETS, the service provider, is to grant you access to our online portal. Any mention of usage limits sets the maximum level of service you can use but doesn't impose additional obligations on our part. Our core duty is to provide access to our online portal.

BANK OF STRESSED ASSETS will not be liable on account of any inaccuracy of information on this web site. Any breach of privacy or of the information provided by the consumer to BANK OF STRESSED ASSETS to be placed on the website by technical or any other means is not the responsibility of BANK OF STRESSED ASSETS and BANK OF STRESSED ASSETS does not guarantee confidentiality of information provided to it by any person acquiring/using all/any information displayed on Bank of Stressed Assets website or any of its other websites / domains owned and operated by BANK OF STRESSED ASSETS.

BANK OF STRESSED ASSETS may, without notice in its sole discretion, and at any time, terminate or restrict your use or access to Bank of Stressed Assets (or any part thereof) for any reason, including, without limitation, that BANK OF STRESSED ASSETS based on its judgment and perception believes you have violated or acted inconsistently with the letter or spirit of these terms and conditions or any applicable law.

Submissions and unauthorized use of any information(s)/materials contained on Bank of Stressed Assets may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations thereto and other applicable laws, statutes and its rules and regulations. You alone are responsible for your actions or the actions of any person using your user name and/or password.

If any dispute arises between a user/users and BANK OF STRESSED ASSETS arising out of use of the website or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of these terms and conditions, the dispute shall be referred to a sole Arbitrator who shall be an independent and neutral third party. Decision of the Arbitrator shall be final and binding on both the parties to the dispute. The place of arbitration shall be Delhi. The Arbitration & Conciliation Act, 1996, shall govern the arbitration proceedings.

THIS AGREEMENT between you and BANK OF STRESSED ASSETS governs your use of Bank of Stressed Assets. If any provision of these Bank of Stressed Assets terms and conditions or part thereof is inconsistent with or is held to be invalid/void by or under any law, rule, order or regulation of any Government or by the final adjudication of any court, such inconsistency or invalidity shall not affect the enforceability of any other provision of the terms and conditions.

Please note that the use of the website may not be free in the future. The owner reserves the authority to charge a fee or any monetary amount for accessing the website and for successful transactions facilitated through the website.

The failure of BANK OF STRESSED ASSETS to exercise or enforce any right or provision of the terms and conditions of use shall not constitute a waiver of its right to enforce such right or provision subsequently.

By agreeing to this Privacy Policy, you are giving the owner of Bank of Stressed Assets the right to contact you via phone regarding the assets you have shown interest in.

By accessing Bank of Stressed Assets you agree that the laws prevailing in India shall be the governing laws in all matters relating to Bank of Stressed Assets as well as these terms and conditions.

Courts at New Delhi, India alone shall have the exclusive jurisdiction in all matters relating to Bank of Stressed Assets and these terms and conditions, irrespective of the territory and jurisdiction of your access to Bank of Stressed Assets.

BANK OF STRESSED ASSETS does not routinely monitor your postings to the web site but reserves the right to do so. However, if BANK OF STRESSED ASSETS becomes aware of an inappropriate use of Bank of Stressed Assets or any of its Services, BANK OF STRESSED ASSETS will respond in any way that, in its sole discretion, BANK OF STRESSED ASSETS deems appropriate. You acknowledge that BANK OF STRESSED ASSETS will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct. When requested, BANK OF STRESSED ASSETS will co-operate fully with law enforcement agencies in any investigation of alleged illegal activity on the Internet.